Why ‘Enjoy now and Pay later’ Scheme is Harmful 

“Buy now, pay later” and “Enjoy now, pay later” are two strategic phrases used by creditors and sometimes sellers in order to convince the costumers to sign up for an offer or to buy a product. When it first started many people fell in the trap and ended up paying more than what they could…

Ten Easy Ways to Lower Your Electric Bill in Summertime

10 Easy Ways to Lower Your Electric Bill in Summertime by Antonia Anderson How do you keep your home cool without making your electricity bill soar sky-high? There’s no one-size-fits-all solution when it comes to saving money on your cooling bill, but at least one of these ten approaches should help you cut costs. 1….

Saving Money at the Grocery Store – Tips for Survival

Saving money has always been important, and it is vital for families to save their cash where they can and when they can. Since the monthly food budget makes up such a large percentage of total spending for many families it makes sense to focus on the grocery store as a source of additional savings….

Banks are Increasing Interest Rates: What Can a Consumer Do?

Bank of America recently raised the ire of customers — and some in the government – when it raised the interest rates for customers with low interest rate credit cards who carried balances on those cards. Suddenly cardholders who had been paying less than w% interest were facing huge increases in those rates, along with…

Money Saving – Tips for a Tough Holiday Season

This Christmas season promises to be a challenging one for just about everyone. From the wealthiest families to those struggling just to get by, it seems that everyone has been feeling the pinch in this economic downturn. Many families may feel they simply cannot afford to have a Christmas this year, but with a little…